Happy Easter – Frohe Ostern

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buona pasqua, business, design, dynasty realty, Real Estate, sretan uskrs

To All,

 

Joyeuses Pâques  *  Schoni Oschtere  *  Vrolije Pasen  *  Felizes Pascuas  *  Eide pak mobarak  *  Sretan Uskrs  *  Subh istar  *  Vesele Velikonooe  *  God påske  *  Buona Pasqua  *  Schtsjastlivyje Paschi  *  A Chaisg sona  *  Fu huo jie kuai le  *  Subh iistar

Warm greetings from:
Vijay Gandhi
Real Estate & Mortgage Agent

GTA REAL ESTATE HOME – CONDO- BUSINESS SEARCH

	Vijay Gandhi, Sales Representative- REALTOR®, RE/MAX Dynasty Realty Inc. Brokerage* P: 416.335.4335 | 905.471-0002 & Mortgage Agent, Licence #: M10001947 CENTUM Metrocapp Wealth Solutions Inc. Licence #: 12147 vijay_gandhi@centum.ca, vgandhi@remax.net Direct: 647-267-6338 W:  www.vijaygandhi.com
	Lowest Rates* in Canada Term Our Rate Bank Rate 3 yr Fixed 2.54% 4.35% 5 yr Fixed 2.74% 5.35% 5 yr Variable 2.60% 4.00% Rate Updated : March 28, 2013 We have the best rates on a wide range of products. Mortgage Application  | Consent Form  |  Documents Required http://www.centum.ca/vijay_gandhi    * Conditions Apply

Cornell Fine Home For Sale : 355 Morning Dove Drive, Markham

Posted on January 25, 2012 by gtarealtyagent

355 Morning Dove Dr., Markham, ON, L6B0K2

In Cornell (16th Ave and 9th Line), Markham, ON

<<<< Call Listing Agent For The Price to Sell …..>>>>

MLS© ID: N2576928,
YOUTUBE VIDEO: http://youtu.be/vd5ppMy4xKE
Beds: 4, Baths: 3

call for more inquiry the listing agent as below click here

property address is :

355 Morning Dove Drive  , Markham, ON L6B 0K2

Residential Home Approx 2500-3000 sq ft ,  Lot: 36.00 x 82.00 Feet, Taxes (2013) : $ 4,627

Beautiful Home With Practical Layout Show Tremendous Pride Of Ownership. Upgrades Abound In This Smartly Designed 4 Bedroom Home On A Quiet Street.

A Perfect 10! Beautiful Home With Practical Layout & Crown Moulding, 4 Bdrm-3 Bath!,Main Flr Library/office. Gleaming Hardwood Fl Thru Main Flr,  Laminate 2nd Fl., Many Pot Lights, Fenced Yard, Main Flr Laundry, S/Steel Appl, Gas Stove, 9Ft Ceiling, Freshly Painted, Lots Of Upgrades, Nr.Donald Cousens Pkway.

An Absolute Must See, Don’t miss,On Youtube*

SS Stove/Fridge,Dishwasher,Over Range Hood Exhaust. Washer & Dryer,All Elfs,All California Style Window Coverings,Crwn Moulding Ceiling Throuout Except Bdr,Sat.Dishes,Gdo+2 Remotes,Exclude: Chandalier In Dining Room.*HWT-R

A Perfect 10! Gorgeous 2698 SqFt as Per MPAC, 4 Bdrm-3 Bath! Main Flr Library. Hardwood Throughout Main Floor, Laminate 2nd Fl., Pot Lights, California Style Window Coverings, Fenced Yard, Main Floor Laundry, Stainless Steel Appl, Gas Burner Stove, 9Ft Ceiling, Freshly Painted, Lots Of Upgrades, Close To Donald Cousens Pkwy. An Absolute Must See. True Gem. Play And Grow In Fabulous Cornell Of Markham.

Extras: SS Stainless Steel French Door Fridge, Dishwasher, SS Over Range Hood Exhaust, Washer, Dryer, All Elfs, And Window Coverings, Crown Molding Ceiling Throughout Except Bdr, GDO+2 Remotes, YRT  Available. Exclude: Chandelier In Dining Room.

Property Features

• Bedroom(s): 4
• Bathroom(s): 3
  • 2 piece : 1 total
  • 3 piece : 1 total
  • 4 piece : 1 total

• Kitchen(s): 1
• Irregularities: Irregular, Corner Lot
• Lot Size: 36.00 x 82.00 Feet
• Approx. square footage: 2500-3000
• Approx. age (years): 0-5
• Estimated annual taxes: $4,627
• Tax Year: 2013
• Basement: Unfinished
• Exterior: Brick
• Living style: 2-Storey
• Attached garage with 2 parking space(s)
• Outside Parking spaces (Pad) total: 1
• Property type: Detached
• Sewer system: Sewer
• Working Gas Fireplace in Family Room

http://www.vijaygandhi.com/355-Morning-Dove-Dr/Markham/toronto/1155211/photo_gallery

http://www.tourvista.com/12983

YOUTUBE VIDEO: http://www.youtube.com/watch?v=Q97fx7ksfCQ

http://www.remax.ca/on/markham-real-estate/na-355-morning-dove-dr-treb_n2576928-lst

https://gtarealtyagent.wordpress.com/2013/03/11/cornell-fine-home-for-sale-355-morning-dove-drive-markham/

Instant price estimates for property. Is it impossible or possible?

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cma, comparative market analysis, Instant price estimates for property. Is it impossible or possible?, Market Evaluation, property

Instant price estimates for property. Is it impossible or possible?

 There are some online appraisal websites where if you click on the tab and enter an address it will ask a few questions and give you a value estimate. You are required re-read the cautions about the service as it does have some limitations. That being said, I have played with the tool, and it is not too scary as thought but if it is accurate? !!!

Some REALTORS do over the phone evaluations. And they claim to be exactly and precisely right. Although I will do them in certain areas that I am highly familiar with I always recommend allowing a proper market evaluation as some things you may not mention to the REALTOR may alter the value either up or down, and ultimately not seeing the property does not allow us to give you the best Market Value Evaluation. If you would like an instant price estimate look in your mail for a local & Licensed REALTOR who advertises over the phone market evaluations and call them. I however caution you that you would do yourself far better service to contact a reputable Licensed REALTOR and invite them to your home. Good Luck and have a great day.

I’ve been in the business for a time and never do estimates from my desk or home office. Sorry, I’m not Magician and a house can be from zero to a hero, I mean unpredictable on unseen. In essence, I do not offer “no service kind of service”. There is none in the world who can guess what your house is like, how much you have spent in upgrades over the home ownership period in comparison to your neighbour who still has green shag carpets from 1969 and war torn hardwood from dog nails etc. When you pay nothing, you generally get nothing. I will not sign an estimate if I do not have all the facts considered and reviewed personally.

If you do want a quick and very rough estimate of the value of your home, I would look to your assessed value for property tax purposes, the report you get every year from MPAC report. It will likely give you an idea if your property is worth $300,000 or $3 million. But if you want more insight then call a reputable realtor for a proper comparative market analysis (CMA). This analysis CMA will give you a better idea what your property would actually sell for in the current market conditions.

Many factors come into play for CMA – what is the overall real estate market like, what is the market like for your specific property, what condition is your property in and how does your property compare to similar homes currently listed right now, so it is called comparables. For example, if your neighbor with a fairly similar property accepts a low ball offer because he already bought the new home and he is anxious to sell this old one that is unfortunately going to affect the market value of your property. Most importantly this estimate is likely to be a range rather than a single number, like the estimate of price could be “from $410k to $430k”. Some properties are difficult to put an accurate price on and the sales price obtained could be within a large range. Other properties are in an area with many similar properties that have sold recently and are a little easier to put a price on within a fairly tight range agreeable to seller.

I spend a considerable amount of time on each comparative market evaluation that I do and I think my clients would agree that I provide useful information that would be difficult to obtain automatically or instantly. I think in this situation the phrase “If it is worth doing, it is worth doing right” is so true. I always research properties on-line and off-line before I actually visit the property to do a market evaluation. It is getting easier to find information online but there really is no substitute for seeing a property, its setting and comparable properties in person.

Hopefully the ‘instant’ Market Evaluation that you seek will not be used to determine the price to list your home. You can probably get one or two evaluations at no expense to you anyway from your local real estate brokerages. It may not be instant, but it will be customized for your unique home and not just made up ones & instead of based on last year’s statistics for all homes in the city.

I am sure you will agree with the personal talk we had thru this article, if you like to have your property evaluated you can contact me directly on cell and arrange appointment or contact me online to set an appointment of your property.

Email: vg_remax(AT)yahoo.ca , Direct: 647.267.6338, web: www.vijaygandhi.com

Experienced and Savvy Investors Buy in December to March Winter Months

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Investors Buy in December to March Winter Months

Experienced and Savvy Investors Buy in December to March Winter Months

Why do a Large Number of Experienced and Savvy Investors Buy in December to March Winter Months?

For a few personal reasons, some people have no time limit (expiration of apartment lease, etc.)and so they really wait until they find something they love to do before purchasing like marrying, which can come at any time, including the snowy winter months as well.

Also, if a property has not sold over the busier season (spring and summer), owners as well as realtors tend to drop the asking price a little to attract more investors to the property. So sometimes, you can get a better deal on a property in the winter months as opposed to the months where the most investors are searching the housing market. Investors think that there is a possibility of better deal to be had….but, many times it is not so….you need right investor agent who can navigate thru this surfing and searching.
There is one good reason is that there are fewer sales and fewer investors in these months so some investors see that as a great time to get a deal. Some houses do not show up in the realtor search as it is in the batches on system for group of years like under 5yrs, under 10 years & so on, so those comes up as soon as the new year starts, also the possible search criteria also changed altogether.

If a seller has placed a conditional offer on a new home and theirs is still not sold by the winter, you may also have an easier time negotiating as they have deadlines to sell their home, so the Investor have an opportunity.

Each selling and purchasing decision is based on a variety of different motives. It’s often case by case and so does just like credit ratings its all depends on individuals.

Don’t be fooled though, some of the statistics I have seen have shown that December is also a good time to sell, and recent years you can verify mls.ca stats, winter months are not bad producing months as well, Because fewer inventories on the market mean less competition, and if investor is in need and do not want to wait despite realtor try to wait for new match property comes up in market. Sometimes good houses do not sell because the competition is fierce and even though they may be priced and war of price so hot, to-gather competitively, they fail to sell because if excess inventory levels. Over major portion of the houses listed in GTA last year in December sold. This made it the number: one month to sell if you want to have an edge on the market inventory if you think and plan properly and willing to take risk with good experience agent and with lots of ice over the head.

Some of my clients save up and buy this time of year. Most investors do not want to be bothered over the Christmas season but investors know that offers at this time of year are scarce at best. This is the time of year when those of us agents that represent investor investors are the busiest. Feel free to contact me if you wish to explore the investor market, there are a lot of great deals out there right now that my clients are snapping up! Would you like to wait or go depends on your choice.

Another good reason is that in winter months only serious sellers remain in the market just like serious investors and price the property accordingly well to sell and ready to make a deal before spring market competition starts. Negotiations take place well when both parties are motivated. An experienced Realtor can get you a great deal in winter.

Always hire the proper agent: www.vijaygandhi.com and save you a lot…

How to Invest in Canadian Real Estate & Win*

Vijay Gandhi,
Sales Representative- REALTOR^®,
RE/MAX Dynasty Realty Inc. Brokerage*
C: 647. 267. 6338
(Direct-Leave message or text)
P: 416.335.4335 | 905.471-0002
(page me-Have me)
F: 905.471.7441
E:vtgandhi@yahoo.com , vgandhi@remax.net
W:  www.vijaygandhi.com  www.gtarealtyagent.com , www.icxforsale.com

flaire condos | shops at donmills | do it with flaire | say it with flaire | cadillac fairview | fram building group | toronto’s finest | flaire register now

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cadillac fairview, do it with flaire, flaire condos, flaire register now, fram building group, say it with flaire, shops at donmills, toronto's finest

 

 

flaire condos | shops at donmills | do it with flaire | say it with flaire | cadillac fairview | fram building group | toronto’s finest | flaire register now

Register Here to Chance to get your choice of
suite at before the opening to public

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newhomeandcondo

Vijay Gandhi,
Sales Representative- REALTOR®,
RE/MAX Dynasty Realty Inc. Brokerage*
C: 647. 267. 6338
(Direct-Leave message or text)
P: 416.335.4335 | 905.471-0002
(page me-Have me)
F: 905.471.7441
E: vtgandhi@yahoo.com , vgandhi@remax.net
W: www.vijaygandhi.com www.gtarealtyagent.com www.icxforsale.com

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Do i need a permit to build a fence ? How to Build a Fence DIY

Do i need a permit to build a fence ?

You don’t require a permit to build a fence unless it is for a swimming pool enclosure. Be aware, however, that some restrictions do apply so contact your local buildings office before you build or view the fence bylaw online. To help resolve any disputes between property owners, the City of Toronto has established an impartial arbitration process under the Provincial Line Fences Act, R.S.O. 1990, Chapter L.17. You can find more information or download an application for fence viewers on the City’s Line Fence web page. Infractions of the fence bylaw can be reported to Investigation Services, Municipal Licensing & Standards.
This is to provides standards regarding the location, type and height of fences. Noted below are some examples:

• Back yard fence – cannot be more than 6 feet 6 inches in height
• Front yard fence – cannot be more than 4 feet high but the first 8 feet must be no higher than 39 inches if the material is opaque
• Pool fences – you must have a fence around a pool to prevent entry to the area where the pool is located

If you see a fence that you think is in violation of the standards, contact your City’s District Office and an Officer will investigate the complaint.

Fence Viewers, appointed by City Council under the provincial Fence Viewers Act. A Fence Viewer can be hired (an information sheet is available from the City Clerk) by a property owner if there is a dispute over a fence erected on a property line.

Building an Alternate-Board Fence

Source: http://www.toronto.ca/faq/licences_permits.htm#fence

Home buying advice for first timers

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Home buying advice for first timers

Home buying advice for first timers

How to make sure your first home buying experience doesn’t leave you penniless.

The biggest do-it-yourself project for a growing number of Canadian homeowners has become the house purchase itself. The 2011 TD Canada Trust First Time Homebuyers Report found that many Canadians are doing it completely on their own, with 45 per cent saying they will be buying their first home independently (rather than with a co-purchaser).But its always advisable to hire services of relevent professionals in real estate to make your dream come true.

Home prices are up across Canada. The Canadian Real Estate Association reports the national average price for homes sold in May 2011 was at a record $376,817, up 8.6 per cent from the same month last year. The increase was largely due to historically high sales activity in selected pricey Vancouver neighbourhoods, and broadly based price gains in Toronto, where supply remains tight relative to demand. If Vancouver sales are excluded from the calculation, the year-over-year change in the national average price amounts to 5.6 per cent; excluding Toronto and Vancouver, prices are up 3.7 per cent.

Rising home prices and tighter mortgage rules are making it harder for first time buyers, and while going it alone is possible, it takes careful planning and advice. You’ll want to ensure, for example, that the mortgage you take on allows room in your budget to set some money aside for the future, because should your financial situation change, you are the only person legally responsible for the mortgage.

Here’s some advice for first-time homebuyers going it alone:

• Buy the house that fits your budget. Better to have a smaller house within your means than a pricey house that forces you to give up your lifestyle. Canada Mortgage and Housing Corporation’s guidelines on affordability say housing costs should not exceed 32 per cent of your gross monthly household income. Housing costs include monthly mortgage payments, taxes and heating expenses. If applicable, this should also include half of your monthly condo fees. Your total monthly debt load should not be more than 40 per cent of your gross monthly income.
• Build your team. Have your real estate agent, lawyer, home inspector and mortgage lender lined up well in advance. This will save you time and enable you to make an offer if you see a property that you like.

• List your needs and wants and then provide it to your agent. This will help you focus on the property you want and will save you time when viewing homes. Decide which areas you might be willing to compromise on.

Successful Real Estate Investment Strategy

When you are investing in real estate, it would be nice to have a crystal ball.

Barring the existence of said crystal ball, the best way to predict the future when investing is to employ some sort of strategy.  For the seasoned property investor the question is certainly about what they are investing in- but as important, is where they are investing.

So what factors should you look at when looking to invest in property?

The common denominator

There are fundamentals to consider, no matter where you are looking: “There are many fundamentals for property investors to consider when looking at investment properties. Sometimes investors will invest with their heart or based on what they believe will happen without looking at many of the underlying aspects.”

“The biggest factors to consider are the housing market, population growth, the job numbers and employment levels, up-and-coming industries, education, average income, infrastructure in the area, the political leadership of the city and province, and so on.”

Also, and perhaps most importantly, property investors must consider local factors that will affect the value of their property.

Identification of Property

Beyond the where of property investment, it also is advisable to look at opportunities in terms of what kind of property offers the best return on investment.

Part of a successful strategy is not only picking a location poised for growth, but of having an awareness of the needs of the local market, and of the associated properties.

It’s not only about looking in the right locations; it is about keeping your ear to the ground, and knowing what to look for.  It’s about keeping connected with the community, and identifying “diamond in the rough” opportunities.

“If you see student housing market. Not many of investors recognize that Universities are increasing student capacity annually but is not doing anything about residences. The off-campus housing market, therefore, is booming. But we have to be diligent and ensure the safety of the kids while simultaneously ensuring investors receive a better than average ROI (currently 4-8%, sometimes as high as 10%).”

The good news for property investors is that there is ample opportunity to get in to markets that are poised to grow, and promise investment growth as well.  we have looked at various markets across ontario like Motels, Bed & Breakfast, or Investment in Apartment or Multi Residentials  industry – and at some common threads between them and, in no particular order, here are a few that have been deemed by authorities in the industry as areas to keep on the radar. This list is by no means an exhaustive one, merely a snapshot of what is happening across the country at present.

For invstment planning in real estate please call VIJAY @ 6472676338 or E-Mail click

Investment Canada Act / Frequently Asked Questions / An Overview of the Investment Canada Act (FAQs)

Investment Canada Act

The Investment Canada Act and RegulationsNon-Canadians who acquire control of an existing Canadian business or who wish to establish a new unrelated Canadian business are subject to this Act, and they must submit either a Notification or an Application for Review.

for condo investment contact or visit me @ www.condosupermarket.com

Vijay Gandhi is an Re/max Real Estate Sales Rep. &  independent mortgage planner- industry insider & CENTUM Agent. If you are purchasing, refinancing or renewing your mortgage, contact Vijay or apply for a Mortgage Check-up to obtain the best available rates and terms.
Have you considered a 50/50 Mortgage?

As always, if you have questions about the 50/50 mortgage product and whether it’s right for you, or other mortgage-related questions, I’m here to help!

Whether you are planning to buy-sell-lease-invest your first home or your investment, contact us today!We’d love to hear from you!
Please leave a detail message; I will get back to you soon as possible…

Thanks for visiting my web sites:

vijaygandhi.com  www.gtarealtyagent.com & torontomortgagetrends.com

Mortgage Rates Are At Historical Lows. Easy OnLine Application. Apply And Get The Best Mortgage Rate!
*condition apply/sub. to availability

Vijay Gandhi,
Sales Representative- REALTOR^®
RE/MAX Dynasty Realty Inc. Brokerage*

&

Mortgage Agent – Lic.# M10001947
CENTUM Metrocap Mortgage Corp. Lic.#11074

C: 647-267-6338 (Direct-Leave message or text)
O: 416.335.4335 | 905.471.0002 (page me-Have me)
F: 905.471.7441
E-MAIL: vtgandhi@yahoo.com , vgandhi@remax.net
WEB:  www.vijaygandhi.com , www.icxforsale.com
BLOG: https://gtarealtyagent.wordpress.com/
“YOUR PERSONAL REAL ESTATE & MORTGAGE ADVISOR^® FOR LIFE”
Please call me TODAY for a No Obligation Buyer Consultation or Pre-Listing appointment!

Homeownership Dreams? lets talk and turn your dream in to a reality….

Tags

Homeownership

Is the dream of home ownership and debt-free retirement out of reach for many?

Recently, the Ontario Real Estate Association conducted a poll on renters on the topic of home ownership. Approximately 70% of the respondents indicated that they have the intention of purchasing a home rather than renting.

An interesting fact was that 81% of respondents thought that it’s more difficult to own a home now than in previous generations and 89% thought that it would be more difficult in the future.

I want to discuss a couple of ideas on this topic to display just how these same feelings most likely resonate right across the country. The affordability of housing has to be kept under control and many factors need to be taken into consideration such as an aging population and job creation.

We have been experiencing quite a low interest rate environment for some time now which has bolstered economic activity, but we need to ensure that once rates go up and affordability declines, that those who are spending now are able to ride the wave once rates normalize again.

Moving forward, inflation is another point to consider.  We are seeing a constant hike in fuel prices as well as the cost of food. Along with a sputtering global economy, things like geo-political influences and natural causes such as the earthquake in Japan affect us at home and in a big way.

Even the new accounting rules are affecting our lives. Basically, the new International Financial Reporting Standards (IFRS) means that lending institutions are required to include any securitized assets in their balance sheets when they are calculating things like capital ratios. Ultimately, this is more costly for the institution, and therefore, for the client. We have actually seen lenders increase their fixed rates and now the discounts on variable/adjustable mortgages have been cut by some lenders over the past few days.

Another key point of the survey is government intervention. Many respondents felt that there should be grants and tax incentives to help first time homebuyers. However, there is the Home Buyers Tax credit for first-time home buyers in the amount of $5000. Also, there is the Home Buyers Plan in which first-timers can use their RRSP’s towards the purchase of a qualified home. Some may say that it isn’t enough and who can accumulate that amount in RRSP’s, but it goes to show that if you cannot afford the down payment and weren’t disciplined to save, then you’re probably not ready for the responsibility of home ownership. However, you can’t assume everyone is alike.

Also, recent studies by Statistics Canada shows that 1/3 of retired citizens are in some form of debt. Couple this with inflation and minimal retirement income support from the government, and it doesn’t paint a pretty picture for our aging population.

It may not be actual housing debt in all cases, but just look to the future. If young families today are struggling for home ownership, doesn’t this put them further behind when it comes to retirement planning?

All I am saying is that we need to be cognizant of the future. It’s fine for homeowners that their values are skyrocketing (as long as they don’t borrow to the tilt), but for those trying to crack into the home ownership game, it’s much harder as prices climb, rates go up, and wage increases are marginal.

How difficult do you think the dream of home ownership and debt-free retirement is to reach?

Not much…………….lets talk and make turn your dream in to a reality!!!!

Visit me @ www.gtarealtyagent.com

This blog communication is for public awareness and public responsibility, for client and customer benefit and best interest in mind. Some conditions apply

Vijay Gandhi is an Re/max Real Estate Sales Rep. &  independent mortgage planner- industry insider & CENTUM Agent. If you are purchasing, refinancing or renewing your mortgage, contact Vijay or apply for a Mortgage Check-up to obtain the best available rates and terms.
Have you considered a 50/50 Mortgage?

As always, if you have questions about the 50/50 mortgage product and whether it’s right for you, or other mortgage-related questions, I’m here to help!

Whether you are planning to buy-sell-lease-invest your first home or your investment, contact us today!We’d love to hear from you!
Please leave a detail message; I will get back to you soon as possible…

Thanks for visiting my web sites:

vijaygandhi.com  www.gtarealtyagent.com & torontomortgagetrends.com

Mortgage Rates Are At Historical Lows. Easy OnLine Application. Apply And Get The Best Mortgage Rate!
*condition apply/sub. to availability

Vijay Gandhi,
Sales Representative- REALTOR^®
RE/MAX Dynasty Realty Inc. Brokerage*

&

Mortgage Agent – Lic.# M10001947
CENTUM Metrocap Mortgage Corp. Lic.#11074

C: 647-267-6338 (Direct-Leave message or text)
O: 416.335.4335 | 905.471.0002 (page me-Have me)
F: 905.471.7441
E-MAIL: vtgandhi@yahoo.com , vgandhi@remax.net
WEB:  www.vijaygandhi.com , www.icxforsale.com
BLOG: https://gtarealtyagent.wordpress.com/
“YOUR PERSONAL REAL ESTATE & MORTGAGE ADVISOR^® FOR LIFE”
Please call me TODAY for a No Obligation Buyer Consultation or Pre-Listing appointment!