Home Buyer’s Plan (HBP)
The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 (after January 27, 2009), from your registered retirement savings plan (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
Click on one of the topics below to learn more about the HBP.
Topics about Home Buyers’ Plan
Conditions — Conditions that have to be met before you can withdraw funds from your RRSPs under the Home Buyers’ Plan
Participating — How to participate in the Home Buyers’ Plan
Cancelling — How to cancel your participation in the Home Buyers’ Plan
Repayments — How to repay withdrawals made under the Home Buyers’ Plan
Special circumstances — What if the participant dies, becomes a non-resident, or reaches the age of 71
Forms and publications
- Guide RC4135, Home Buyers’ Plan (HBP)
- Form T1036, Home Buyers’ Plan (HBP) – Request to Withdraw Funds From an RRSP
- Schedule 7, RRSP Unused Contributions, Transfers, and HBP or LLP Activities
For complete details go to CANADA REVENUE AGENCY
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